Archive for the ‘Credit Cards’ Category

CEO “Identity Theft Expert”?? ID compromised 90 times

Sunday, May 25th, 2008

The press has recently taken issue with CEO of an identity theft prevention company who has given his SSN out for all the world to see. His identity theft protection service is designed to protect the consumer from identity theft.

Because he used the marketing gimmick to drive sales, it has resulted in a never ending battle where identity thieves and others are using his ID to prove a point, that giving out your SSN is never a good idea.

His identity was compromised financially early on and since has been compromised REPORTED 87-90 TIMES.

It is impossible not to give your SSN in a society that needs it for most accounts, insurances etc. Plastering it on a billboard is a great idea when you dont care if your identity is stolen in order to sell a product.

However for the rest of us I’d not recommend it.

The idea is to make the SSN useless by investing in a service that keeps you in-tune, on top of, what is happening regarding your identity by wrapping a security system around your identity.

Stay tuned. Updates on this issue to come.

Identity Theft Expert and Speaker on Personal Security Offers Nine Tips to Help Holiday Travelers Reduce Their Risk of Falling Prey to Crime

Wednesday, November 21st, 2007

(BOSTON, Mass. - Nov. 16, 2007 - IDTheftSecurity.com) A number of reports have, as in years’ past, cited the sharp spike in travel expected over the holiday season, which is set to begin next week. Robert Siciliano, a widely televised and quoted personal security and identity theft expert, offered advice for all travelers to follow, helping them to avoid falling prey to predators and other criminals while away from home.

“Criminals love it when we’re distracted,” said Robert Siciliano. “They’re best able to steal from us, or assault us, when we’re off guard, and travelers are often most likely to be so. Luckily, we can implement simple measures to reduce our risks.”

CEO of IDTheftSecurity.com and a member of the Bank Fraud & IT Security Report’s editorial board, Siciliano leads Fortune 500 companies and their clients in workshops that explore consumer education solutions for security issues. An experienced identity theft speaker and author of “The Safety Minute: 01,” he has discussed data security, consumer protection, and personal security issues such as self-defense on numerous television outlets, including CNBC, on NBC’s “Today Show,” and FOX News.

On Nov. 14, CarJunky.com published an article on safe driving tips, and on the same day, the Monticello Herald Journal quoted law enforcement officials saying the day for Thanksgiving sees the most travel of the season. Siciliano shared nine tips designed to help holiday travelers stay safe during this time of year:

1. Securing your mobile computing equipment: Reports of laptop thefts have dominate the news. Those planning to bring work with them on their holiday travels should secure their mobile computing equipment with technology that guards and retrieves the data on these machines once in the hands of thieves. Once such product, MyLaptopGPS™, allows users, from a remote location, not only to retrieve and delete data from the lost machine, but also to track the device’s whereabouts with Internet-based GPS tracking.

2. Protecting your identity: It may seem old-fashioned, but consider paying with cash whenever possible; even better, try travelers’ checks. Plastic is susceptible to fraud. For instance, unscrupulous wait staff might use a wedge-type device to illegally swipe and capture patrons’ credit card information. A traveler should remember to be careful with credit cards and, also, to exercise caution when divulging a Social Security number. To learn more about identity theft, readers may watch video of Siciliano at VideoJug.

3. Understanding the fundamentals: Body language is 55 percent of communication. Strive to appear in control of yourself and your plans. Be alert to your surroundings. At all times, know what is going on 50 feet to 100 feet around the perimeter of your body. Voice tone and pitch equal 35 percent of communication. The way you communicate physically and verbally can determine whether a predator deems you a good target, so be confident and succinct.

4. Airport awareness: Airports are havens for criminals. Pay full attention to your belongings when airport security screens you. Fully cooperate with security personnel and be patient. Beware of strangers who are distracting or watching you.

5. Preventing abductions: Returning to a parked car, scan the area around it and watch for suspicious activity. Vans are telltale signs of foul play waiting to happen. Abductors and rapist will open the side door and pull their victims inside.

6. Pickpockets and thieves: Do not fight over material items. Carry currency in small amounts and denominations. Keep it in an easily accessible pocket. If someone tries to rob you, throw the “chump change” several feet away. This will distract the robber and give you time to escape.

7. Telephone basics: Protect your calling card number. Be wary of everyone around you as you enter this number. In airports, thieves could be videotaping a “going away” couple right behind you as you punch in your digits. The person standing at the phone next to you could be relaying your number to an accomplice.

8. Rental cars and transportation: Hide rental agreements, dead giveaways that you are traveling. Keep these off the dash. Don’t store valuables in the trunk, as many rental cars use a universal key to unlock everything. If you lose the ignition key, you may very well lose everything. Should you find yourself in a minor accident, stop only in a well-lit area. Carjackers provoke such “accidents” just to get travelers to stop. Do not stop on a deserted, dark street.

9. Staying at the hotel: Be suspicious of a call from the hotel desk just after check-in. The person on the other end of the phone may request verification of your credit card number “because the imprint was unreadable.” In reality, a thief may have watched you enter the hotel room and called from the guest phone in the lobby.

“On your way to visit family, make regular calls to loved ones and let them know where you are,” Siciliano concluded. “This ensures that they’ll have the most accurate idea possible of your whereabouts should a predator get the best of you.”

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About IDTheftSecurity.com
Identity theft affects us all. Robert Siciliano, CEO of IDTheftSecurity.com and member of the Bank Fraud & IT Security Report’s editorial board, makes it his mission to provide consumer education solutions on identity theft to Fortune 500 companies and their clients.

A leader of personal safety and security seminars nationwide, Siciliano has been featured on “The Today Show,” CNN, MSNBC, CNBC, “FOX News,” “The Suze Orman Show,” “The Montel Williams Show,” “Maury Povich,” “Sally Jesse Raphael,” “The Howard Stern Show,” and “Inside Edition.” The Privacy Learning Institute features him on its Website. Numerous magazines, print news outlets, and wire services have turned to him, as well, for expert commentary on personal security and identity theft. These include Forbes, USA Today, Entrepreneur, Woman’s Day, Good Housekeeping, The New York Times, Los Angeles Times, Washington Times, The Washington Post, Chicago Tribune, United Press International, Reuters, and others.

Visit Siciliano’s Web site, blog, and YouTube page.

The media are encouraged to get in touch with Siciliano directly:

Robert Siciliano, Personal Security Expert
CEO of IDTheftSecurity.com
PHONE: 888-SICILIANO (742-4542)
FAX: 877-2-FAX-NOW (232-9669)
Robert@IDTheftSecurity.com
www.idtheftsecurity.com

The media may also contact:

Brent W. Skinner
President & CEO of STETrevisions
PHONE: 617-875-4859
FAX: 866-663-6557
BrentSkinner@STETrevisions.biz
www.STETrevisions.biz

Identity Theft Expert and Speaker on Personal Security Points to Organized Crime and Warns that Identity Thieves Target All Demographics—Not Just the Wealthy

Tuesday, August 21st, 2007

(BOSTON, Mass. - Aug. 21, 2007 - IDTheftSecurity.com) According to various reports, last week authorities arrested members of an identity theft ring that was targeting members of the Forbes 400 list. Robert Siciliano, a widely televised and quoted personal security and identity theft expert, said the superrich aren’t the only targets of identity theft, often the work of organized criminals.

“Organized crime rings, both international and domestic, have shown an affinity for identity theft,” said Siciliano. “This is nothing new. It’s also why a robust, flexible federal policy to counter identity theft is so important.”

CEO of IDTheftSecurity.com and a member of the Bank Fraud & IT Security Report’s editorial board, Siciliano leads Fortune 500 companies and their clients in workshops that explore consumer education solutions for security issues. A longtime identity theft speaker and author of “The Safety Minute: 01,” he has discussed data security and consumer protection on CNBC, on NBC’s “Today Show,” FOX News, and elsewhere.

On Aug. 16, Reuters and others reported that U.S. authorities had “crack[ed] an identity theft ring…whose targets included billionaires from the Forbes magazine ranking of the richest 400 Americans.” Research has established that identity thieves target not only high-income bracket earners (i.e., those whose annual earnings exceed $75,000), but also households headed by people ages 18 to 24, regardless of income. U.S. Bureau of Justice statistics from 2004 revealed that these two demographic groups were the most likely to experience identity theft.

The ringleader behind the theft of financial information from those listed on Forbes 400 reportedly gained access to the data via his Internet connection overseas. According to Siciliano, the group’s methods and hierarchy resembled organized crime’s telltale modus operandi. He further noted that Nigerian criminals were found to be behind the socially engineered breach of data at ChoicePoint Inc. over two years ago, and that reports have documented organized crime’s suspected involvement in data security breaches since.

“Anyone, at any income level, is a potential target of identity thieves,” said Siciliano, “In fact, often an identity thief or identity theft ring will steal literally thousands of people’s identifying information to fake several identities, engaging in subsequently fraudulent activities under many names, an approach that can frustrate law enforcement’s efforts and may be easier to pull off under the auspices of organized frameworks involving many criminals, not just one.”

Readers may view YouTube video below of Siciliano on MSNBC discussing an elaborate, organized crime ring that involved restaurant workers using card-skimming devices to commit systematic fraud with patrons’ credit card numbers. Readers may learn how to protect themselves against identity theft, a major concern for anyone whose electronic communication devices have been hacked, by viewing video of Siciliano at VideoJug.


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About IDTheftSecurity.com
Identity theft affects us all. Robert Siciliano, CEO of IDTheftSecurity.com and member of the Bank Fraud & IT Security Report’s editorial board, makes it his mission to provide consumer education solutions on identity theft to Fortune 500 companies and their clients.

A leader of personal safety and security seminars nationwide, Siciliano has been featured on “The Today Show,” CNN, MSNBC, CNBC, “FOX News,” “The Suze Orman Show,” “The Montel Williams Show,” “Maury Povich,” “Sally Jesse Raphael,” “The Howard Stern Show,” and “Inside Edition.” The Privacy Learning Institute features him on its Website. Numerous magazines, print news outlets, and wire services have turned to him, as well, for expert commentary on personal security and identity theft. These include Forbes, USA Today, Entrepreneur, Woman’s Day, Good Housekeeping, The New York Times, Los Angeles Times, Washington Times, The Washington Post, Chicago Tribune, United Press International, Reuters, and others.

Visit Siciliano’s Web site, www.IDTheftSecurity.com; blog, www.realtysecurity.com/blog; and YouTube page, http://youtube.com/stungundotcom.

The media are encouraged to get in touch with Siciliano directly:

Robert Siciliano, Personal Security Expert
CEO of IDTheftSecurity.com
PHONE: 888-SICILIANO (742-4542)
FAX: 877-2-FAX-NOW (232-9669)
Robert@IDTheftSecurity.com
www.idtheftsecurity.com

The media may also contact:

Brent W. Skinner
President & CEO of STETrevisions
PHONE: 617-875-4859
FAX: 866-663-6557
BrentSkinner@STETrevisions.biz
www.STETrevisions.biz

Identity Theft Expert and Speaker on Personal Security Says the Behavior and Attributes of Security-Enhanced Credit Cards Must Be Simple for Users

Tuesday, August 7th, 2007

(BOSTON, Mass. - Aug. 7, 2007 - IDTheftSecurity.com) Last week researchers touted the characteristics of a hypothetical high-functioning “dream credit card” that would offer consumer tools to prevent and detect credit card fraud. Robert Siciliano, a widely televised and quoted personal security and identity theft expert, commended the idea of such a card, but said simpler solutions already exist through technology that relies on credit cards’ existing attributes and relieves the consumer of the need to implement his or her own security measures.

“It’s a commendable idea to suggest the development of a highly functional credit card that dissuades fraudulent activity,” said Siciliano. “At the same time, the market continues to ignore technology already available that, if implemented en masse, would drastically reduce the incidence of credit card fraud and, by corollary, identity theft.”

CEO of IDTheftSecurity.com and a member of the Bank Fraud & IT Security Report’s editorial board, Siciliano leads Fortune 500 companies and their clients in workshops that explore consumer education solutions for security issues. A longtime identity theft speaker and author of “The Safety Minute: 01,” he has discussed data security and consumer protection on CNBC, on NBC’s “Today Show,” FOX News, and elsewhere.

A press release from Javelin Strategy & Research, dated Aug. 1, detailed the security features of what the organization termed a dream credit card. Javelin researchers claimed that a hypothetical credit card with the functionality they announced not only held the promise of putting consumers in control of security measures against identity fraud, but also presented “a golden opportunity” for card issuers “to increase loyalty and retention, and strengthen relationships and their brand reputation,” according to Javelin President James Van Dyke, quoted in the release. The credit card proposed includes options for consumers to enhance their own cards’ security levels.

“The idea that security is a marketing tool is a solid one,” said Siciliano. “This is a concept that card issuers ought to embrace. But, too often, industry places too much hope in solutions touted as panaceas to the fundamental problem of securely authenticating the card user at the point of sale. And, with too many steps or choices, security of any type becomes too confusing for the typical consumer, who, prizing ease of use above all, isn’t sufficiently adept at setting options on limits, setting up instant messaging, or tooling around with security settings.”

Siciliano advised card issuers to consider simpler technologies that rely on existing credit card attributes—and very little on consumers’ attention to their credit cards’ security features beyond the proactive step of making the decision to get a card that’s more secure.

Every credit card, for instance, has a magnetic strip on the back, composed from the slurry that comprises billions of microscopic particles. Like DNA, no two credit cards’ magnetic strips are alike; each is unique. MagnePrint®, from the company of the same name, is a technology that assigns an identity to this uniqueness, a fingerprint unlike any other, at the credit card’s point of manufacture. As Siciliano mentioned in his article for the August 2007 edition of the Bank Fraud & IT Security Report, complementing hardware known as MagTek® works in concert with MagnePrint at the point of sale (POS) to protect transactions from fraud.

“Card issuers might market their cards’ security features with great success,” Siciliano concluded. “But a game-changing, new breed of secure credit card must seem, to the consumer, exactly like the previous breed in terms of how to use it.”

Readers may view CNBC footage on YouTube, below, that features Siciliano discussing debit card and credit card scams. Readers may learn how to protect themselves against identity theft, a major concern for anyone whose electronic communication devices have been hacked, by viewing video of Siciliano at VideoJug.

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About IDTheftSecurity.com
Identity theft affects us all. Robert Siciliano, CEO of IDTheftSecurity.com and member of the Bank Fraud & IT Security Report’s editorial board, makes it his mission to provide consumer education solutions on identity theft to Fortune 500 companies and their clients.

A leader of personal safety and security seminars nationwide, Siciliano has been featured on CNN, MSNBC, CNBC, “FOX News,” NBC’s “Today Show,” “The Suze Orman Show,” “The Montel Williams Show,” “Maury Povich,” “Sally Jesse Raphael,” “The Howard Stern Show,” and “Inside Edition.” The Privacy Learning Institute features him on its Website. Numerous magazines, print news outlets, and wire services have turned to him, as well, for expert commentary on personal security and identity theft. These include Entrepreneur, Woman’s Day, Mademoiselle, Good Housekeeping, The New York Times, Los Angeles Times, Washington Times, The Washington Post, Chicago Tribune, United Press International, Reuters, and others.

Visit Siciliano’s Web site, www.IDTheftSecurity.com; blog, www.realtysecurity.com/blog; and YouTube page, http://youtube.com/stungundotcom.

The media are encouraged to get in touch with Siciliano directly:

Robert Siciliano, Personal Security Expert
CEO of IDTheftSecurity.com
PHONE: 888-SICILIANO (742-4542)
FAX: 877-2-FAX-NOW (232-9669)
Robert@IDTheftSecurity.com
www.idtheftsecurity.com

The media may also contact:

Brent W. Skinner
President & CEO of STETrevisions
PHONE: 617-875-4859
FAX: 866-663-6557
BrentSkinner@STETrevisions.biz
www.STETrevisions.biz

Identity Theft: Retail Store Data Breach Affects Millions of Consumers, Including a Widely Quoted Identity Theft Expert and Speaker on Personal Security

Monday, April 16th, 2007

(BOSTON, Mass. - April 16, 2007 - IDTheftSecurity.com) Market analysts have predicted that the massive theft of customers’ financial data at TJX Cos. may cost billions. The data breach has claimed millions of victims, including Robert Siciliano, a widely televised and quoted personal security and identity theft expert. Promptly refuting related, fraudulent charges to his bank account and taking swift action to halt the criminals’ ability to use his credit cards, he urged all consumers who have shopped at the many affected stores to monitor their financial information closely.

“I am a victim of this data breach,” said Siciliano. “My credit card information was among the many records these thieves obtained. No single consumer can prevent credit card fraud. It’s impossible. But I’m fine with being a victim, and I caught the foul play by watching my account, just as I advise all my clients to do with theirs.”

CEO of IDTheftSecurity.com, Siciliano leads Fortune 500 companies and their clients in workshops that explore consumer education solutions for security issues. On its Web site, the Privacy Learning Institute has featured Siciliano, a longtime identity theft speaker. Author of “The Safety Minute: 01,” He has discussed identity theft and data security on CNBC, on NBC’s “Today Show,” FOX News, and elsewhere.

Upon receipt of his bank and credit card statements each month, Siciliano always scrutinizes every charge. In doing so with his latest statements, he immediately recognized unauthorized charges, telltale signs that fraudsters had gained access to his finances, and promptly refuted them.

“Shortly after I cancelled my card, I received a new one,” said Siciliano. “These are steps that many consumers, at their own peril, may not be taking.”

Recent news has suggested that consumers indeed are not taking advantage of tools that might protect their financial information. An article in Network World reported on April 10 that fewer than 10 percent of the approximately 163,000 consumers affected by the ChoicePoint data breach in 2005 used the free credit monitoring, credit reports, and identity-theft insurance the company offered.

Data breaches can be costly to a company that experiences them. Findings from Forrester Research reported in InformationWeek on April 11 have pegged the cost of an average data breach at anywhere from $90 to $305 for each compromised record. An article that ran in the Boston Globe on April 12 quoted technology analysts from Enterprise Strategy Group and elsewhere saying the TJX breach, which news reports have said exposed 45.7 million credit card numbers to potential fraud, could cost the retailer up to $1 billion.

“Data breaches are costly, plain and simple,” concluded Siciliano. “Whether the potential financial hit from a data breach seems manageable, the potential loss of customer loyalty is never worth the gamble. Companies and consumers are actors in a symbiotic relationship, after all; they depend on one another. But companies depend on consumers more than the other way around. ” See recent CNBC appearance;

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About IDTheftSecurity.com
Identity theft affects us all, which is why Robert Siciliano, CEO of IDTheftSecurity.com, makes it his mission to provide consumer education solutions on identity theft to Fortune 500 companies and their clients. A leader of personal safety and security seminars nationwide, Siciliano has been featured on CNN, MSNBC, Fox News, “The Suze Orman Show,” “ABC News with Sam Donaldson,” “The Montel Williams Show,” “Maury Povich,” “Sally Jesse Raphael,” and “The Howard Stern Show.”

Visit Siciliano’s Web site, www.IDTheftSecurity.com; blog, www.realtysecurity.com/blog; and YouTube page, http://youtube.com/stungundotcom.

The media are encouraged to get in touch with Siciliano directly:

Robert Siciliano
Personal Security Expert
PHONE: 888-SICILIANO (742-4542)
FAX: 877-2-FAX-NOW (232-9669)
Robert@IDTheftSecurity.com
www.idtheftsecurity.com

The media may also contact:

Brent W. Skinner, President
STETrevisions
PHONE: 617-875-4859
FAX: 866-663-6557
BrentSkinner@STETrevisions.biz
www.STETrevisions.biz